When someone visiting your property gets injured, does your homeowners insurance cover their medical and other expenses? What if they sue you? What should you do if a person is injured on your property? Accidents...
When someone visiting your property gets injured, does your homeowners insurance cover their medical and other expenses? What if they sue you? What should you do if a person is injured on your property? Accidents...
When your home’s roof is damaged, one of your first calls will likely be to your insurance company. But the best time to get acquainted with the ins and outs of your policy is before...
Many Americans tune out coverage of climate change, thinking the risks it poses will affect them “someday.” But with dangerous storms, excessive heat and droughts becoming more frequent and extreme, consumers are already feeling the...
Insurance provides financial protection against the possibility of loss. Over your lifetime, your obligations shift, and the types of losses you could suffer change. That’s why it’s crucial to make sure your insurance continues to...
Your homeowner’s insurance covers damages to your home from specific perils and certain expenses of visitors who get hurt at your house. But that’s only if you’re living there. If you move out and put...
We welcome clean fresh water in our kitchens and bathrooms, but sometimes water arrives uninvited and causes damage. Will your homeowners insurance pay for damage from unwanted water in your home? Like many things in...
No one wants a sewage backup in their home or yard. Sewage line problems are destructive, expensive health hazards. How can you spot a problem in the making? And will homeowners insurance cover a broken...
Homeowners insurance protects a home’s entire structure and the contents within. Condo insurance works differently. Here’s how to be adequately protected no matter which you own. Comparing policies When you own a freestanding home, you...
When choosing homeowners insurance, you have the option to insure your home at either market value or replacement cost. If your home is destroyed, the difference in these two types of coverage is crucial and...
Your property insurance agent may have recommended you add an umbrella policy to your homeowners or auto insurance policy. What is an umbrella policy, and how can it protect you? What is an umbrella policy?...
